View Full Version : car insurance
Paddy1
07-12-2006, 08:25 PM
anybody reomend any decent car insurers ??????
register with cliosport they can help you out mate.
BFC 007
07-12-2006, 08:52 PM
anybody reomend any decent car insurers ??????
what car you want to insure mate?
Paddy1
07-12-2006, 08:52 PM
what car you want to insure mate?
it only a 95 vectra mate 2.0 gls
LongVVing
07-12-2006, 09:03 PM
I would try out http://www.confused.com/
You type your details in once then they query loads of insurance companies.
I did it but used the results to negotiate my existing company renewal to an acceptable figure:
£240.00 for my ford maverick 2.4i petrol jeep.
Protected no claims, legal fees and courtesy car. They were quoting me £320 for the renewal till I emailed them the confused.com results list.
good luck,
Mark
Harris
07-12-2006, 09:08 PM
Paddy, try YES car ins, I insured my Disco with them and the premium was £489.00 FC, as I have kept my 9 yrs NCB on the BMW. I recently added my wife to the policy as a learner and was expecting it to shoot up! but I was amazed when they told me it would go down :shock: by adding her to it, it dropped to £397.00!!! How the **** do they work that out :confused:
Paddy1
07-12-2006, 09:27 PM
cheers people how does this work then all the quotes ive had so far work out about the same as last years with 1 years no claims bonus :confused:
Harris
07-12-2006, 09:32 PM
cheers people how does this work then all the quotes ive had so far work out about the same as last years with 1 years no claims bonus :confused:
Car ins goes up every year, so its only when you get full NCB to you start to notice a difference. :lol:
Harris
07-12-2006, 09:35 PM
Another thing I tried once was to get a quote with no, NCB, when I got the premium, I then asked them to quote me with 70% NCB, which should have dropped the policy by 70%. however it dropped it by around 10%, they tried telling me they were giving me a big introductary discount!! Basically they charge what ever they want, and us mugs cough up. :evil:
Paddy1
07-12-2006, 09:37 PM
i dont know im gunna get a bloody push bike :evil:
BlackHawke
07-12-2006, 10:08 PM
i found c.i.s insurance cheaper than anyone else, i renewed a few months back
Harris
07-12-2006, 10:11 PM
The thing is every ins company claim they are the cheapest! I always tell them I have a few quotes already. then knock a few quid of your best quote and give them that, they usually quote you just under what you tell them. Providing you don't take the pi** :yawinkle:
Paddy1
07-12-2006, 10:22 PM
The thing is every ins company claim they are the cheapest! I always tell them I have a few quotes already. then knock a few quid of your best quote and give them that, they usually quote you just under what you tell them. Providing you don't take the pi** :yawinkle:
cheapest so far is £396 or £450 monthly payments will quote these tommorow to my insurance company and see what they say wrst bit about it the bloody mot is due monday aswell :evil: so looks like overtime city for the next two weeks :evil:
Paddy1
07-12-2006, 10:29 PM
just got another quote for £1101 work that out :confused:
Harris
07-12-2006, 10:31 PM
cheapest so far is £396 or £450 monthly payments will quote these tommorow to my insurance company and see what they say wrst bit about it the bloody mot is due monday aswell :evil: so looks like overtime city for the next two weeks :evil:
I sypathise with you mate! They all come in together. Tell your ins company that you have had a quote of £360, but tell them you would rather stay with them if they can match it! they may surprise you.
Paddy1
07-12-2006, 10:34 PM
I sypathise with you mate! They all come in together. Tell your ins company that you have had a quote of £360, but tell them you would rather stay with them if they can match it! they may surprise you.
will see tommorow mate if not then its bye bye at the end of the day you gotta go where te price is better havent ya lol oh yeh any body ant any class two drivers willing to work for 30 grand a year :rolleyes: (part time of course)
Tim Laycock
07-12-2006, 10:35 PM
No other can get anywhere close with a quote for me!
http://www.insureyourmotor.com/
Salty
07-12-2006, 10:42 PM
i dont know im gunna get a bloody push bike :evil:
www.:supz: confused . com ,i done it and got it cheaper m8,just go on n fill ya details they reply straight away wi loads o quotes,free its worth a try m8 you never know,salty
Paddy1
07-12-2006, 10:45 PM
www.:supz: (http://www.:supz:) confused . com ,i done it and got it cheaper m8,just go on n fill ya details they reply straight away wi loads o quotes,free its worth a try m8 you never know,salty
been thier done that mae came out with stupidly dear quotes lol
Harris
07-12-2006, 10:45 PM
www.:supz: (http://www.:supz:) confused . com ,i done it and got it cheaper m8,just go on n fill ya details they reply straight away wi loads o quotes,free its worth a try m8 you never know,salty
But be warned, when you select the best quote and then follow the link to their website, they will ask for a few more details, which Guess What.... puts the price up :twisted:
Paddy1
07-12-2006, 10:47 PM
But be warned, when you select the best quote and then follow the link to their website, they will ask for a few more details, which Guess What.... puts the price up :twisted:
pmsl get this mate got aquote from qiuick fit at £450 went on confued.com and quick fit gave me another quote of £558:lol:
Harris
07-12-2006, 10:51 PM
It doesn't usually pay to go direct to insurers either, as most brokers get a huge discount for selling lots of policies, most of them can offer the same policy for less than the company underwriting it, which is mad really. Apparently by doing this the underwriting company save the difference in admin costs.
Tim Laycock
07-12-2006, 10:57 PM
No other can get anywhere close with a quote for me!
http://www.insureyourmotor.com/
I drive around in a shogun, with a recently expired driving ban and a history of writing off an astra, astra belmont, bmw 7 series, nova, 106, megane and a small van :rolleyes:
I pay £708 fully comp :cool:
Thats what Im talking about :supz:
Paddy1
07-12-2006, 11:02 PM
I drive around in a shogun, with a recently expired driving ban and a history of writing off an astra, astra belmont, bmw 7 series, nova, 106, megane and a small van :rolleyes:
I pay £708 fully comp :cool:
Thats what Im talking about :supz:
how the hell have you worked that one they quoted me 1100 pouns fully comp wth no convictions or accidents :confused:
Tim Laycock
07-12-2006, 11:44 PM
They still have my occupation down as Health and Safety Manager :rolleyes:
LongVVing
08-12-2006, 12:11 AM
Paddy, try YES car ins, I insured my Disco with them and the premium was £489.00 FC, as I have kept my 9 yrs NCB on the BMW. I recently added my wife to the policy as a learner and was expecting it to shoot up! but I was amazed when they told me it would go down :shock: by adding her to it, it dropped to £397.00!!! How the **** do they work that out :confused:
Yeah same for me by adding the wife it reduce the premium by about £15.
Just didnt figure why that should be??
When the guy actually quoted the £240 fully comp + no claims protection, legal fees and courtesy car for the 2.4i petrol Ford maverick he said he paid more for his vauxhall Astra. I said yeah but Im an old b@stard and the maverick wont go as fast as his astra.
Goodluck with the insurance hunt!
Mark
Tim Laycock
08-12-2006, 12:20 AM
Its because by adding the wife you give them the hope that she may drive it a little, therfore reducing the amount of time you would be driving.
With a woman at the wheel statistics prove a claim is less likley and in the event of a claim it will be more likley to be minor.
LongVVing
08-12-2006, 12:57 AM
Its because by adding the wife you give them the hope that she may drive it a little, therfore reducing the amount of time you would be driving.
With a woman at the wheel statistics prove a claim is less likley and in the event of a claim it will be more likley to be minor.
Now Im thinking would it be cost effective to have more than one wife and get an even bigger reduction???????
Mark
Tim Laycock
08-12-2006, 12:59 AM
Cost effective! :shock:
Are you mad? :rolleyes: :lol:
Claire
08-12-2006, 07:40 AM
But be warned, when you select the best quote and then follow the link to their website, they will ask for a few more details, which Guess What.... puts the price up :twisted:
when I did that my price went down or at least when I spoke to the on the phone, my car insurance went down to £110 this year fully comp even with 3 points, my company quoted £450!!!!!
Gosher
08-12-2006, 09:33 AM
if you live in the shires a good insurance company is national farmers union.
Barney
08-12-2006, 11:06 AM
Try Tesco or the post office for an online quote, cheapest i could find..graham
Baywinger
08-12-2006, 11:27 AM
I was paying £300 tpft on my 2.1 406 TD. Went on money supermarket.com, tapped in my details, it searched through hundreds of ins companies and came up with £215 fc with More Than. I phoned them up to discuss the policy and got it down to £195 fc. Dead chuffed.
SnakeHuts
08-12-2006, 01:42 PM
No other can get anywhere close with a quote for me!
http://www.insureyourmotor.com/
BB your just a HUGE liability .............:rolleyes:
Talon
08-12-2006, 02:01 PM
have a sex change jay then try shielas wheels.lol:rolleyes:
for bettter car insurance deals.
Cymru
08-12-2006, 02:03 PM
http://car-insurance.quotezone.co.uk/car/index.php
Kerry
08-12-2006, 03:50 PM
HI i dont know if this one helps,
http://www.moneysupermarket.com/insurancedefault.asp?p=0
Kerry :)
Paddy1
08-12-2006, 06:49 PM
well car insuance and mot sorted (passed without a problem) cheapest i found was quick fit :supz:
Eznugud
08-12-2006, 08:13 PM
Just got a nice surprise with my car insurance…….
Put my wife on {named driver} and its come down from £240 to £185 fully comp on a TD5
Was pretty chuffed with myself, told the wife and now shes claimed the difference for a new top……Will I never learn to keep my mouth shut?
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