Loco's Insurance

[Saker-Clive]

The postman has just been and I am amazed at how quick Exotic Direct have acted.
I sent the claims form back on Saturday, they would have received it on Monday, and all sorted out yesterday.
I insured him for £500, and the payout was for £456.86 and described as follows.

Vets bill = £71.24, sum insured £500 = £571.24

Not covered, Post mortem £29.38, Polict Excess = £35 and outstanding premium (I pay monthly by DD) = £50.

Total amount received £456. 86

I can't recomend Exotic Direct highly enough; no quibble and fast. They did the same year before last when Kier had a mouth infection.

WELL DONE EXOTIC DIRECT

[Hawkmaster]

Good Clive! Pop their link and contact details up mate! And a person if you dealt with an individual.

[OutFlying]

The postman has just been and I am amazed at how quick Exotic Direct have acted.
I sent the claims form back on Saturday, they would have received it on Monday, and all sorted out yesterday.
I insured him for £500, and the payout was for £456.86 and described as follows.

Vets bill = £71.24, sum insured £500 = £571.24

Not covered, Post mortem £29.38, Polict Excess = £35 and outstanding premium (I pay monthly by DD) = £50.

Total amount received £456. 86

I can't recomend Exotic Direct highly enough; no quibble and fast. They did the same year before last when Kier had a mouth infection.

WELL DONE EXOTIC DIRECT

What's the premium per annum ?

[Saker-Clive]

http://www.exoticdirect.co.uk/

OF £100 per anum @ £10 per month for 10 months.

[OutFlying]

http://www.exoticdirect.co.uk/

OF £100 per anum @ £10 per month for 10 months.

Thanks S/s, £20 per £100 insured.

OF

[Saker-Clive]

Both my HH and Saker combined cost me £14.80 per month; that's for £800.

[BrianM]

does anybodys insurance cover loss, or escape???

[Saker-Clive]

BrianM, depending on how a person writes the claim form out, there may be a loop hole in my policy.
Under Section 3 - Theft/weather perils; it states:

What is covered.
1. Theft during the policy year
2. Death or loss as a result of Fire, Wind, Storm and Lightning.

What is not covered:
1. More than the max. benefit stated on your certificate.
2. Any amount if you or the person looking after your pet has freely parted with it, even if tricked into doing so.
3. Any amount in the event of escape or mysterious disappearance (Unless by an insured peril).

To get around it, you would have to say that whilst out flying, a storm or the weather changed and the bird was 'blown away' in the strong wind, or the lightning scared it and it disappeared.

[Kevin Massey]

WELL DONE EXOTIC DIRECT

true s/s i had the same responce from them when mia died.... it was good that they sorted out things super quick and no hasstle what so ever........

only sickning thing is the check for the loss of the bird........all i felt was sick that this little bit of paper represents my pride and joy (your heart drops through your ass)..

i did put up a link for them ages ago
WELL DONE EXOTIC DIRECT

kev

[Bill]

Any amount if you or the person looking after your pet has freely parted with it

Regardless of storm or wind I think they may use the above to reject a loss claim.

[OutFlying]

Bill,
I think there are policies which cover the hawk whilst flying but you only receive half the value of your hawk if your hawk isn't found.

[BrianM]

still got be better than getting nothing ,,,,,,,,,, any idea who does this OF

[OutFlying]

still got be better than getting nothing ,,,,,,,,,, any idea who does this OF

Will ask tomorrow and get back to you.